New York metro area (Manhattan, Queens, Brooklyn, Bronx, Staten Island, Westchester, Nassau and Suffolk counties), New Jersey (Bergen, Essex, Hudson, Hunterdon, Mercer, Morris, Monmouth, Middlesex, Ocean, Passaic, Somerset, Union, and Warren counties)

Southern Connecticut (south of Stamford) Pennsylvania (Philadelphia), Baltimore, MD, Northern Virginia, and Washington D.C.

Typically yes, can be only 3 months but the answer depends upon the complexity of the loan and the amount of time and energy required for underwriting.

Yes, that is our company policy in order to receive a loan from us. We also require personal guarantees of the principals and we review the governing Company by-laws and operating agreements.

No, under NO circumstances we lend to owner occupy property. Also investor must sign affidavit stated this is only for investment purposes.


Yes we do. This Loan type of Loan is made for investor that are in the buying and selling property business. We prefer that the exit strategy is a sale. In the case that it is a refinance into a traditional loan we would need to know that at the underwriting stage.

Yes, with the appropriate collateral and experience.

No, we use a ninety-day disposition value for our valuation of the property, determined solely by us and using a combination of valuation techniques including a broker price opinion (BPO), and recent sales including foreclosure sales.

Yes, based on the type of deal. We also lend in association or with sponsors with other private lenders in local markets.

Arming Asset Funding can close your loan within 5-14 business days assuming that you submit a complete loan package including updated title searches and property insurance.

Usually within 24-48 hours if the package is complete.

Yes! After you have been approved as a borrower. If not approved you will need to call our office.